Terms of Service

Last updated: October 31, 2025

Agreement to Terms

By accessing or using Credit Manager's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you disagree with any part of these terms, you may not use our services.

Account Responsibilities

Data Management

Important: Free plan accounts inactive for 20 days will be blocked and deleted after 30 days.

Usage Restrictions

You agree not to:

Service Updates

We may modify these terms or our services at any time. You will be notified of significant changes via:

Termination

We reserve the right to terminate or suspend access to our service immediately, without prior notice, for: